89081 — Clark County, Nevada Market Snapshot
Housing market data for zip code 89081 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
176 sales in 2026 (year to date)
Median Sale Price
$419,900
Days to Sell
42
Homes Sold
176
Inventory
126
Sale-to-List
99.4%
New Listings
177
Price/SqFt
$223
Pending Sales
176
Conforming Loan Available
Most homebuyers in 89081 can comfortably use conventional financing. The median home price of $419,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
89081's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 89081 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 89081 can comfortably use conventional financing. The median home price of $419,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 89081 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 89081
To purchase the median home at $419,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,367.
Monthly Payment
$3,367
Income Required
$144,306
Principal & Interest
$2,587/mo
Down Payment (5%)
$20,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89081.
Estimated Monthly Payment
$2,749
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