89074 — Clark County, Nevada Market Snapshot
Housing market data for zip code 89074 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
141 sales in 2026 (year to date)
Median Sale Price
$497,500
Days to Sell
60
Homes Sold
141
Inventory
142
Sale-to-List
97.9%
New Listings
175
Price/SqFt
$263
Pending Sales
149
Conforming Loan Available
Most homebuyers in 89074 can comfortably use conventional financing. The median home price of $497,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 89074 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 89074 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 89074 can comfortably use conventional financing. The median home price of $497,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 89074 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 89074
To purchase the median home at $497,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,962.
Monthly Payment
$3,962
Income Required
$169,787
Principal & Interest
$3,065/mo
Down Payment (5%)
$24,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89074.
Estimated Monthly Payment
$3,229
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