89044 — Clark County, Nevada Market Snapshot
Housing market data for zip code 89044 in Clark County, Nevada. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$412,500
Days to Sell
64
Homes Sold
32
Inventory
53
Sale-to-List
98.6%
New Listings
53
Price/SqFt
$245
Pending Sales
32
Conforming Loan Available
Most homebuyers in 89044 can comfortably use conventional financing. The median home price of $412,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 64 days on average, 89044 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 89044 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 89044 can comfortably use conventional financing. The median home price of $412,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 89044 are set at the county level.
2026 Loan Limits — Clark County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 89044
To purchase the median home at $412,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,310.
Monthly Payment
$3,310
Income Required
$141,876
Principal & Interest
$2,542/mo
Down Payment (5%)
$20,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 89044.
Estimated Monthly Payment
$2,703
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