69358 — Sioux County, Nebraska Market Snapshot
Housing market data for zip code 69358 in Sioux County, Nebraska. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 5 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Sioux County county page for broader data.
Market Sales Data
5 sales in 2026 (year to date)
Median Sale Price
$123,733
Days to Sell
31
Homes Sold
5
Inventory
5
Conforming Loan Available
Most homebuyers in 69358 can comfortably use conventional financing. The median home price of $123,733 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
69358's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 69358 can comfortably use conventional financing. The median home price of $123,733 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 69358 are set at the county level.
2026 Loan Limits — Sioux County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 69358
To purchase the median home at $123,733 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,098.
Monthly Payment
$1,098
Income Required
$47,057
Principal & Interest
$762/mo
Down Payment (5%)
$6,187
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 69358.
Estimated Monthly Payment
$916
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