68025 — Saunders County, Nebraska Market Snapshot
Housing market data for zip code 68025 in Saunders County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
86 sales in 2026 (year to date)
Median Sale Price
$228,950
Days to Sell
40
Homes Sold
86
Inventory
53
Sale-to-List
97.9%
New Listings
117
Price/SqFt
$155
Pending Sales
98
Conforming Loan Available
Most homebuyers in 68025 can comfortably use conventional financing. The median home price of $228,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68025's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 68025 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 68025 can comfortably use conventional financing. The median home price of $228,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68025 are set at the county level.
2026 Loan Limits — Saunders County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68025
To purchase the median home at $228,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,904.
Monthly Payment
$1,904
Income Required
$81,606
Principal & Interest
$1,411/mo
Down Payment (5%)
$11,448
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68025.
Estimated Monthly Payment
$1,567
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