68147 — Sarpy County, Nebraska Market Snapshot
Housing market data for zip code 68147 in Sarpy County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
30 sales in 2026 (year to date)
Median Sale Price
$256,747
Days to Sell
20
Homes Sold
30
Inventory
23
Sale-to-List
103.1%
New Listings
46
Price/SqFt
$154
Pending Sales
36
Conforming Loan Available
Most homebuyers in 68147 can comfortably use conventional financing. The median home price of $256,747 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68147 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 68147 are selling 3.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 68147 can comfortably use conventional financing. The median home price of $256,747 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68147 are set at the county level.
2026 Loan Limits — Sarpy County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68147
To purchase the median home at $256,747 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,117.
Monthly Payment
$2,117
Income Required
$90,733
Principal & Interest
$1,582/mo
Down Payment (5%)
$12,837
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68147.
Estimated Monthly Payment
$1,739
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