68502 — Lancaster County, Nebraska Market Snapshot
Housing market data for zip code 68502 in Lancaster County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$257,778
Days to Sell
31
Homes Sold
78
Inventory
36
Sale-to-List
100.4%
New Listings
104
Price/SqFt
$148
Pending Sales
78
Conforming Loan Available
Most homebuyers in 68502 can comfortably use conventional financing. The median home price of $257,778 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68502's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 68502 (100.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68502 can comfortably use conventional financing. The median home price of $257,778 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68502 are set at the county level.
2026 Loan Limits — Lancaster County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68502
To purchase the median home at $257,778 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,125.
Monthly Payment
$2,125
Income Required
$91,072
Principal & Interest
$1,588/mo
Down Payment (5%)
$12,889
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68502.
Estimated Monthly Payment
$1,745
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