68157 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68157 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$284,071
Days to Sell
26
Homes Sold
16
Inventory
2
Sale-to-List
102.0%
New Listings
18
Price/SqFt
$167
Pending Sales
14
Conforming Loan Available
Most homebuyers in 68157 can comfortably use conventional financing. The median home price of $284,071 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68157 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68157 (102.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68157 can comfortably use conventional financing. The median home price of $284,071 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68157 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68157
To purchase the median home at $284,071 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,326.
Monthly Payment
$2,326
Income Required
$99,706
Principal & Interest
$1,750/mo
Down Payment (5%)
$14,204
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68157.
Estimated Monthly Payment
$1,908
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