68144 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68144 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
86 sales in 2026 (year to date)
Median Sale Price
$340,055
Days to Sell
7
Homes Sold
86
Inventory
10
Sale-to-List
102.1%
New Listings
102
Price/SqFt
$167
Pending Sales
96
Conforming Loan Available
Most homebuyers in 68144 can comfortably use conventional financing. The median home price of $340,055 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
68144 is an extremely competitive market with homes selling in just 7 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 68144 are selling 2.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 68144 can comfortably use conventional financing. The median home price of $340,055 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68144 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68144
To purchase the median home at $340,055 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,755.
Monthly Payment
$2,755
Income Required
$118,088
Principal & Interest
$2,095/mo
Down Payment (5%)
$17,003
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68144.
Estimated Monthly Payment
$2,255
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