68135 — Douglas County, Nebraska Market Snapshot
Housing market data for zip code 68135 in Douglas County, Nebraska. Updated monthly with median prices, days on market, and more.
Market Sales Data
122 sales in 2026 (year to date)
Median Sale Price
$401,566
Days to Sell
20
Homes Sold
122
Inventory
39
Sale-to-List
101.6%
New Listings
152
Price/SqFt
$168
Pending Sales
148
Conforming Loan Available
Most homebuyers in 68135 can comfortably use conventional financing. The median home price of $401,566 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 68135 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 68135 (101.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 68135 can comfortably use conventional financing. The median home price of $401,566 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 68135 are set at the county level.
2026 Loan Limits — Douglas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 68135
To purchase the median home at $401,566 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,227.
Monthly Payment
$3,227
Income Required
$138,286
Principal & Interest
$2,474/mo
Down Payment (5%)
$20,078
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 68135.
Estimated Monthly Payment
$2,635
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