63017 — St. Louis County, Missouri Market Snapshot
Housing market data for zip code 63017 in St. Louis County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$341,500
Days to Sell
17
Homes Sold
12
Inventory
8
Sale-to-List
99.3%
New Listings
13
Price/SqFt
$176
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 63017 can comfortably use conventional financing. The median home price of $341,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 63017 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 63017 (99.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 63017 can comfortably use conventional financing. The median home price of $341,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63017 are set at the county level.
2026 Loan Limits — St. Louis County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63017
To purchase the median home at $341,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,766.
Monthly Payment
$2,766
Income Required
$118,563
Principal & Interest
$2,104/mo
Down Payment (5%)
$17,075
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63017.
Estimated Monthly Payment
$2,263
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