63107 — St. Louis city, Missouri Market Snapshot
Housing market data for zip code 63107 in St. Louis city, Missouri. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the St. Louis city county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$101,999
Days to Sell
52
Homes Sold
8
Inventory
11
Conforming Loan Available
Most homebuyers in 63107 can comfortably use conventional financing. The median home price of $101,999 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
63107's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 63107 can comfortably use conventional financing. The median home price of $101,999 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63107 are set at the county level.
2026 Loan Limits — St. Louis city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63107
To purchase the median home at $101,999 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $931.
Monthly Payment
$931
Income Required
$39,921
Principal & Interest
$628/mo
Down Payment (5%)
$5,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63107.
Estimated Monthly Payment
$781
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