64155 — Platte County, Missouri Market Snapshot
Housing market data for zip code 64155 in Platte County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
135 sales in 2026 (year to date)
Median Sale Price
$390,000
Days to Sell
24
Homes Sold
135
Inventory
N/A
Sale-to-List
0.0%
New Listings
163
Price/SqFt
$180
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 64155 can comfortably use conventional financing. The median home price of $390,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 64155 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 64155 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64155 can comfortably use conventional financing. The median home price of $390,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64155 are set at the county level.
2026 Loan Limits — Platte County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64155
To purchase the median home at $390,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,138.
Monthly Payment
$3,138
Income Required
$134,488
Principal & Interest
$2,403/mo
Down Payment (5%)
$19,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64155.
Estimated Monthly Payment
$2,564
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 64155. Tell us what you're looking for.