64079 — Platte County, Missouri Market Snapshot
Housing market data for zip code 64079 in Platte County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
64 sales in 2026 (year to date)
Median Sale Price
$477,500
Days to Sell
46
Homes Sold
64
Inventory
N/A
Sale-to-List
0.0%
New Listings
75
Price/SqFt
$185
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 64079 can comfortably use conventional financing. The median home price of $477,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
64079's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 64079 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64079 can comfortably use conventional financing. The median home price of $477,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64079 are set at the county level.
2026 Loan Limits — Platte County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64079
To purchase the median home at $477,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,808.
Monthly Payment
$3,808
Income Required
$163,219
Principal & Interest
$2,942/mo
Down Payment (5%)
$23,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64079.
Estimated Monthly Payment
$3,105
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