63461 — Marion County, Missouri Market Snapshot
Housing market data for zip code 63461 in Marion County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$205,000
Days to Sell
53
Homes Sold
20
Inventory
13
Sale-to-List
95.2%
New Listings
20
Price/SqFt
$123
Pending Sales
20
Conforming Loan Available
Most homebuyers in 63461 can comfortably use conventional financing. The median home price of $205,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
63461's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 63461 sells for 4.8% below asking price (95.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 63461 can comfortably use conventional financing. The median home price of $205,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 63461 are set at the county level.
2026 Loan Limits — Marion County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 63461
To purchase the median home at $205,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,721.
Monthly Payment
$1,721
Income Required
$73,742
Principal & Interest
$1,263/mo
Down Payment (5%)
$10,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 63461.
Estimated Monthly Payment
$1,419
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