64037 — Johnson County, Missouri Market Snapshot
Housing market data for zip code 64037 in Johnson County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
23 sales in 2026 (year to date)
Median Sale Price
$243,000
Days to Sell
49
Homes Sold
23
Inventory
N/A
Sale-to-List
0.0%
New Listings
19
Price/SqFt
$160
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 64037 can comfortably use conventional financing. The median home price of $243,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
64037's market is balanced with homes taking an average of 49 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 64037 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64037 can comfortably use conventional financing. The median home price of $243,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64037 are set at the county level.
2026 Loan Limits — Johnson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64037
To purchase the median home at $243,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,012.
Monthly Payment
$2,012
Income Required
$86,220
Principal & Interest
$1,497/mo
Down Payment (5%)
$12,150
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64037.
Estimated Monthly Payment
$1,654
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 64037. Tell us what you're looking for.