64836 — Jasper County, Missouri Market Snapshot
Housing market data for zip code 64836 in Jasper County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
69 sales in 2026 (year to date)
Median Sale Price
$199,900
Days to Sell
48
Homes Sold
69
Inventory
61
Sale-to-List
81.6%
New Listings
91
Price/SqFt
$150
Pending Sales
87
Conforming Loan Available
Most homebuyers in 64836 can comfortably use conventional financing. The median home price of $199,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
64836's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 64836 sells for 18.4% below asking price (81.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64836 can comfortably use conventional financing. The median home price of $199,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64836 are set at the county level.
2026 Loan Limits — Jasper County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64836
To purchase the median home at $199,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,682.
Monthly Payment
$1,682
Income Required
$72,067
Principal & Interest
$1,232/mo
Down Payment (5%)
$9,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64836.
Estimated Monthly Payment
$1,387
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