64132 — Jackson County, Missouri Market Snapshot
Housing market data for zip code 64132 in Jackson County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$112,000
Days to Sell
42
Homes Sold
33
Inventory
N/A
Sale-to-List
0.0%
New Listings
55
Price/SqFt
$101
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 64132 can comfortably use conventional financing. The median home price of $112,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
64132's market is balanced with homes taking an average of 42 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 64132 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64132 can comfortably use conventional financing. The median home price of $112,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64132 are set at the county level.
2026 Loan Limits — Jackson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64132
To purchase the median home at $112,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,008.
Monthly Payment
$1,008
Income Required
$43,205
Principal & Interest
$690/mo
Down Payment (5%)
$5,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64132.
Estimated Monthly Payment
$843
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