65803 — Greene County, Missouri Market Snapshot
Housing market data for zip code 65803 in Greene County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
203 sales in 2026 (year to date)
Median Sale Price
$179,900
Days to Sell
28
Homes Sold
203
Inventory
179
Sale-to-List
98.2%
New Listings
295
Price/SqFt
$141
Pending Sales
223
Conforming Loan Available
Most homebuyers in 65803 can comfortably use conventional financing. The median home price of $179,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 65803 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 65803 (98.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 65803 can comfortably use conventional financing. The median home price of $179,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65803 are set at the county level.
2026 Loan Limits — Greene County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65803
To purchase the median home at $179,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,528.
Monthly Payment
$1,528
Income Required
$65,500
Principal & Interest
$1,108/mo
Down Payment (5%)
$8,995
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65803.
Estimated Monthly Payment
$1,263
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