65559 — Crawford County, Missouri Market Snapshot
Housing market data for zip code 65559 in Crawford County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$231,725
Days to Sell
82
Homes Sold
28
Inventory
22
Sale-to-List
95.8%
New Listings
30
Price/SqFt
$126
Pending Sales
36
Conforming Loan Available
Most homebuyers in 65559 can comfortably use conventional financing. The median home price of $231,725 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 65559 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 65559 sells for 4.2% below asking price (95.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 65559 can comfortably use conventional financing. The median home price of $231,725 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65559 are set at the county level.
2026 Loan Limits — Crawford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65559
To purchase the median home at $231,725 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,925.
Monthly Payment
$1,925
Income Required
$82,517
Principal & Interest
$1,428/mo
Down Payment (5%)
$11,586
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65559.
Estimated Monthly Payment
$1,584
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