64062 — Clinton County, Missouri Market Snapshot
Housing market data for zip code 64062 in Clinton County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$312,500
Days to Sell
74
Homes Sold
22
Inventory
N/A
Sale-to-List
0.0%
New Listings
17
Price/SqFt
$169
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 64062 can comfortably use conventional financing. The median home price of $312,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 74 days on average, 64062 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 64062 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64062 can comfortably use conventional financing. The median home price of $312,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64062 are set at the county level.
2026 Loan Limits — Clinton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64062
To purchase the median home at $312,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,544.
Monthly Payment
$2,544
Income Required
$109,041
Principal & Interest
$1,926/mo
Down Payment (5%)
$15,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64062.
Estimated Monthly Payment
$2,084
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