64034 — Cass County, Missouri Market Snapshot
Housing market data for zip code 64034 in Cass County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$411,500
Days to Sell
44
Homes Sold
44
Inventory
N/A
Sale-to-List
0.0%
New Listings
73
Price/SqFt
$210
Pending Sales
N/A
Conforming Loan Available
Most homebuyers in 64034 can comfortably use conventional financing. The median home price of $411,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
64034's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 64034 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 64034 can comfortably use conventional financing. The median home price of $411,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 64034 are set at the county level.
2026 Loan Limits — Cass County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 64034
To purchase the median home at $411,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,303.
Monthly Payment
$3,303
Income Required
$141,548
Principal & Interest
$2,536/mo
Down Payment (5%)
$20,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 64034.
Estimated Monthly Payment
$2,697
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