65202 — Boone County, Missouri Market Snapshot
Housing market data for zip code 65202 in Boone County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
178 sales in 2026 (year to date)
Median Sale Price
$288,000
Days to Sell
10
Homes Sold
178
Inventory
72
Sale-to-List
98.9%
New Listings
204
Price/SqFt
$181
Pending Sales
199
Conforming Loan Available
Most homebuyers in 65202 can comfortably use conventional financing. The median home price of $288,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
65202 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 65202 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 65202 can comfortably use conventional financing. The median home price of $288,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65202 are set at the county level.
2026 Loan Limits — Boone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65202
To purchase the median home at $288,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,357.
Monthly Payment
$2,357
Income Required
$100,995
Principal & Interest
$1,775/mo
Down Payment (5%)
$14,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65202.
Estimated Monthly Payment
$1,932
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