65010 — Boone County, Missouri Market Snapshot
Housing market data for zip code 65010 in Boone County, Missouri. Updated monthly with median prices, days on market, and more.
Market Sales Data
48 sales in 2026 (year to date)
Median Sale Price
$343,950
Days to Sell
27
Homes Sold
48
Inventory
31
Sale-to-List
101.1%
New Listings
54
Price/SqFt
$208
Pending Sales
50
Conforming Loan Available
Most homebuyers in 65010 can comfortably use conventional financing. The median home price of $343,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 65010 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 65010 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 65010 can comfortably use conventional financing. The median home price of $343,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 65010 are set at the county level.
2026 Loan Limits — Boone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 65010
To purchase the median home at $343,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,785.
Monthly Payment
$2,785
Income Required
$119,367
Principal & Interest
$2,119/mo
Down Payment (5%)
$17,198
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 65010.
Estimated Monthly Payment
$2,279
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