38829 — Tippah County, Mississippi Market Snapshot
Housing market data for zip code 38829 in Tippah County, Mississippi. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$169,500
Days to Sell
59
Homes Sold
29
Inventory
34
Sale-to-List
0.0%
New Listings
38
Price/SqFt
$119
Pending Sales
30
Conforming Loan Available
Most homebuyers in 38829 can comfortably use conventional financing. The median home price of $169,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
38829's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 38829 sells for 100.0% below asking price (0.0% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 38829 can comfortably use conventional financing. The median home price of $169,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 38829 are set at the county level.
2026 Loan Limits — Tippah County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 38829
To purchase the median home at $169,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,449.
Monthly Payment
$1,449
Income Required
$62,085
Principal & Interest
$1,044/mo
Down Payment (5%)
$8,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 38829.
Estimated Monthly Payment
$1,199
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