39573 — Hancock County, Mississippi Market Snapshot
Housing market data for zip code 39573 in Hancock County, Mississippi. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$253,000
Days to Sell
31
Homes Sold
13
Inventory
34
Sale-to-List
97.3%
New Listings
31
Price/SqFt
$167
Pending Sales
23
Conforming Loan Available
Most homebuyers in 39573 can comfortably use conventional financing. The median home price of $253,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
39573's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 39573 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 39573 can comfortably use conventional financing. The median home price of $253,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 39573 are set at the county level.
2026 Loan Limits — Hancock County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 39573
To purchase the median home at $253,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,088.
Monthly Payment
$2,088
Income Required
$89,503
Principal & Interest
$1,559/mo
Down Payment (5%)
$12,650
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 39573.
Estimated Monthly Payment
$1,716
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