48210 — Wayne County, Michigan Market Snapshot
Housing market data for zip code 48210 in Wayne County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
18 sales in 2026 (year to date)
Median Sale Price
$113,750
Days to Sell
47
Homes Sold
18
Inventory
20
Sale-to-List
94.1%
New Listings
22
Price/SqFt
$64
Pending Sales
16
Conforming Loan Available
Most homebuyers in 48210 can comfortably use conventional financing. The median home price of $113,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
48210's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 48210 sells for 5.9% below asking price (94.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 48210 can comfortably use conventional financing. The median home price of $113,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48210 are set at the county level.
2026 Loan Limits — Wayne County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48210
To purchase the median home at $113,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,022.
Monthly Payment
$1,022
Income Required
$43,779
Principal & Interest
$701/mo
Down Payment (5%)
$5,688
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48210.
Estimated Monthly Payment
$854
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