48167 — Oakland County, Michigan Market Snapshot
Housing market data for zip code 48167 in Oakland County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
82 sales in 2026 (year to date)
Median Sale Price
$457,600
Days to Sell
25
Homes Sold
82
Inventory
83
Sale-to-List
99.0%
New Listings
133
Price/SqFt
$216
Pending Sales
91
Conforming Loan Available
Most homebuyers in 48167 can comfortably use conventional financing. The median home price of $457,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 48167 are moving quickly at 25 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 48167 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 48167 can comfortably use conventional financing. The median home price of $457,600 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48167 are set at the county level.
2026 Loan Limits — Oakland County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48167
To purchase the median home at $457,600 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,656.
Monthly Payment
$3,656
Income Required
$156,685
Principal & Interest
$2,820/mo
Down Payment (5%)
$22,880
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48167.
Estimated Monthly Payment
$2,982
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