48093 — Macomb County, Michigan Market Snapshot
Housing market data for zip code 48093 in Macomb County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
85 sales in 2026 (year to date)
Median Sale Price
$239,000
Days to Sell
28
Homes Sold
85
Inventory
44
Sale-to-List
97.9%
New Listings
107
Price/SqFt
$148
Pending Sales
115
Conforming Loan Available
Most homebuyers in 48093 can comfortably use conventional financing. The median home price of $239,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 48093 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 48093 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 48093 can comfortably use conventional financing. The median home price of $239,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48093 are set at the county level.
2026 Loan Limits — Macomb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48093
To purchase the median home at $239,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,981.
Monthly Payment
$1,981
Income Required
$84,906
Principal & Interest
$1,473/mo
Down Payment (5%)
$11,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48093.
Estimated Monthly Payment
$1,629
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 48093. Tell us what you're looking for.