48066 — Macomb County, Michigan Market Snapshot
Housing market data for zip code 48066 in Macomb County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
174 sales in 2026 (year to date)
Median Sale Price
$169,950
Days to Sell
35
Homes Sold
174
Inventory
91
Sale-to-List
98.1%
New Listings
219
Price/SqFt
$130
Pending Sales
228
Conforming Loan Available
Most homebuyers in 48066 can comfortably use conventional financing. The median home price of $169,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
48066's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 48066 (98.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 48066 can comfortably use conventional financing. The median home price of $169,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48066 are set at the county level.
2026 Loan Limits — Macomb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48066
To purchase the median home at $169,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,452.
Monthly Payment
$1,452
Income Required
$62,233
Principal & Interest
$1,047/mo
Down Payment (5%)
$8,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48066.
Estimated Monthly Payment
$1,202
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