49265 — Lenawee County, Michigan Market Snapshot
Housing market data for zip code 49265 in Lenawee County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$603,500
Days to Sell
37
Homes Sold
16
Inventory
27
Sale-to-List
99.4%
New Listings
31
Price/SqFt
$214
Pending Sales
23
Conforming Loan Available
Most homebuyers in 49265 can comfortably use conventional financing. The median home price of $603,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
49265's market is balanced with homes taking an average of 37 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 49265 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 49265 can comfortably use conventional financing. The median home price of $603,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 49265 are set at the county level.
2026 Loan Limits — Lenawee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 49265
To purchase the median home at $603,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,774.
Monthly Payment
$4,774
Income Required
$204,593
Principal & Interest
$3,719/mo
Down Payment (5%)
$30,175
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 49265.
Estimated Monthly Payment
$3,885
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