48837 — Eaton County, Michigan Market Snapshot
Housing market data for zip code 48837 in Eaton County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
56 sales in 2026 (year to date)
Median Sale Price
$337,500
Days to Sell
33
Homes Sold
56
Inventory
39
Sale-to-List
100.6%
New Listings
74
Price/SqFt
$161
Pending Sales
69
Conforming Loan Available
Most homebuyers in 48837 can comfortably use conventional financing. The median home price of $337,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
48837's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 48837 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 48837 can comfortably use conventional financing. The median home price of $337,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 48837 are set at the county level.
2026 Loan Limits — Eaton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 48837
To purchase the median home at $337,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,736.
Monthly Payment
$2,736
Income Required
$117,249
Principal & Interest
$2,080/mo
Down Payment (5%)
$16,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 48837.
Estimated Monthly Payment
$2,239
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