49067 — Cass County, Michigan Market Snapshot
Housing market data for zip code 49067 in Cass County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$235,842
Days to Sell
29
Homes Sold
11
Inventory
14
Sale-to-List
99.8%
New Listings
17
Price/SqFt
$140
Pending Sales
19
Conforming Loan Available
Most homebuyers in 49067 can comfortably use conventional financing. The median home price of $235,842 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 49067 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 49067 (99.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 49067 can comfortably use conventional financing. The median home price of $235,842 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 49067 are set at the county level.
2026 Loan Limits — Cass County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 49067
To purchase the median home at $235,842 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,957.
Monthly Payment
$1,957
Income Required
$83,869
Principal & Interest
$1,453/mo
Down Payment (5%)
$11,792
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 49067.
Estimated Monthly Payment
$1,610
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