49419 — Allegan County, Michigan Market Snapshot
Housing market data for zip code 49419 in Allegan County, Michigan. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$353,750
Days to Sell
21
Homes Sold
14
Inventory
8
Sale-to-List
100.2%
New Listings
13
Price/SqFt
$194
Pending Sales
15
Conforming Loan Available
Most homebuyers in 49419 can comfortably use conventional financing. The median home price of $353,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 49419 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 49419 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 49419 can comfortably use conventional financing. The median home price of $353,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 49419 are set at the county level.
2026 Loan Limits — Allegan County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 49419
To purchase the median home at $353,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,860.
Monthly Payment
$2,860
Income Required
$122,585
Principal & Interest
$2,180/mo
Down Payment (5%)
$17,688
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 49419.
Estimated Monthly Payment
$2,339
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