01772 — Worcester County, Massachusetts Market Snapshot
Housing market data for zip code 01772 in Worcester County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
16 sales in 2026 (year to date)
Median Sale Price
$918,000
Days to Sell
20
Homes Sold
16
Inventory
36
Sale-to-List
102.3%
New Listings
51
Price/SqFt
$357
Pending Sales
31
Jumbo Loan Likely Needed
The median home in 01772 at $918,000 exceeds the 2026 conforming loan limit of $832,750 by $85,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 01772 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01772 are selling 2.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 01772 at $918,000 exceeds the 2026 conforming loan limit of $832,750 by $85,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 01772 are set at the county level.
2026 Loan Limits — Worcester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot — Zip 01772
To purchase the median home at $918,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,183.
Monthly Payment
$7,183
Income Required
$307,861
Principal & Interest
$5,656/mo
Down Payment (5%)
$45,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01772.
Estimated Monthly Payment
$5,831
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