01745 — Worcester County, Massachusetts Market Snapshot
Housing market data for zip code 01745 in Worcester County, Massachusetts. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Worcester County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$728,750
Days to Sell
24
Homes Sold
2
Inventory
3
Conforming Loan Available
The median home in 01745 at $728,750 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01745 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 01745 at $728,750 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01745 are set at the county level.
2026 Loan Limits — Worcester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot — Zip 01745
To purchase the median home at $728,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,733.
Monthly Payment
$5,733
Income Required
$245,719
Principal & Interest
$4,490/mo
Down Payment (5%)
$36,438
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01745.
Estimated Monthly Payment
$4,660
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