01519 — Worcester County, Massachusetts Market Snapshot
Housing market data for zip code 01519 in Worcester County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$725,000
Days to Sell
21
Homes Sold
20
Inventory
19
Sale-to-List
100.6%
New Listings
41
Price/SqFt
$322
Pending Sales
30
Conforming Loan Available
The median home in 01519 at $725,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01519 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01519 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 01519 at $725,000 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01519 are set at the county level.
2026 Loan Limits — Worcester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot — Zip 01519
To purchase the median home at $725,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,705.
Monthly Payment
$5,705
Income Required
$244,488
Principal & Interest
$4,467/mo
Down Payment (5%)
$36,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01519.
Estimated Monthly Payment
$4,637
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