01507 — Worcester County, Massachusetts Market Snapshot
Housing market data for zip code 01507 in Worcester County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$535,000
Days to Sell
27
Homes Sold
14
Inventory
27
Sale-to-List
99.7%
New Listings
49
Price/SqFt
$276
Pending Sales
33
Conforming Loan Available
Most homebuyers in 01507 can comfortably use conventional financing. The median home price of $535,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01507 are moving quickly at 27 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01507 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 01507 can comfortably use conventional financing. The median home price of $535,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01507 are set at the county level.
2026 Loan Limits — Worcester County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $545,100 |
| 2 Units | $1,066,250 | $697,800 |
| 3 Units | $1,288,800 | $843,500 |
| 4 Units | $1,601,750 | $1,048,300 |
Affordability Snapshot — Zip 01507
To purchase the median home at $535,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,249.
Monthly Payment
$4,249
Income Required
$182,100
Principal & Interest
$3,297/mo
Down Payment (5%)
$26,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01507.
Estimated Monthly Payment
$3,461
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