02111 — Suffolk County, Massachusetts Market Snapshot
Housing market data for zip code 02111 in Suffolk County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
43 sales in 2026 (year to date)
Median Sale Price
$1,430,000
Days to Sell
10
Homes Sold
43
Inventory
55
Sale-to-List
98.7%
New Listings
77
Price/SqFt
$1,692
Pending Sales
39
Jumbo Loan Likely Needed
The median home in 02111 at $1,430,000 exceeds the 2026 conforming loan limit of $962,550 by $467,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
02111 is an extremely competitive market with homes selling in just 10 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02111 (98.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 02111 at $1,430,000 exceeds the 2026 conforming loan limit of $962,550 by $467,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02111 are set at the county level.
2026 Loan Limits — Suffolk County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02111
To purchase the median home at $1,430,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,106.
Monthly Payment
$11,106
Income Required
$475,980
Principal & Interest
$8,811/mo
Down Payment (5%)
$71,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02111.
Estimated Monthly Payment
$9,000
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02111.
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