02538 — Plymouth County, Massachusetts Market Snapshot
Housing market data for zip code 02538 in Plymouth County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$476,250
Days to Sell
45
Homes Sold
10
Inventory
5
Sale-to-List
97.3%
New Listings
12
Price/SqFt
$327
Pending Sales
11
Conforming Loan Available
Most homebuyers in 02538 can comfortably use conventional financing. The median home price of $476,250 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
02538's market is balanced with homes taking an average of 45 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 02538 sells for 2.7% below asking price (97.3% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 02538 can comfortably use conventional financing. The median home price of $476,250 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02538 are set at the county level.
2026 Loan Limits — Plymouth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02538
To purchase the median home at $476,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,799.
Monthly Payment
$3,799
Income Required
$162,809
Principal & Interest
$2,935/mo
Down Payment (5%)
$23,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02538.
Estimated Monthly Payment
$3,097
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