02332 — Plymouth County, Massachusetts Market Snapshot
Housing market data for zip code 02332 in Plymouth County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
45 sales in 2026 (year to date)
Median Sale Price
$1,245,000
Days to Sell
22
Homes Sold
45
Inventory
37
Sale-to-List
101.2%
New Listings
75
Price/SqFt
$490
Pending Sales
57
Jumbo Loan Likely Needed
The median home in 02332 at $1,245,000 exceeds the 2026 conforming loan limit of $962,550 by $282,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 02332 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02332 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 02332 at $1,245,000 exceeds the 2026 conforming loan limit of $962,550 by $282,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02332 are set at the county level.
2026 Loan Limits — Plymouth County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02332
To purchase the median home at $1,245,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,689.
Monthly Payment
$9,689
Income Required
$415,234
Principal & Interest
$7,671/mo
Down Payment (5%)
$62,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02332.
Estimated Monthly Payment
$7,855
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02332.
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