02493 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 02493 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$3,008,000
Days to Sell
28
Homes Sold
28
Inventory
52
Sale-to-List
96.8%
New Listings
69
Price/SqFt
$608
Pending Sales
40
Jumbo Loan Likely Needed
The median home in 02493 at $3,008,000 exceeds the 2026 conforming loan limit of $962,550 by $2,045,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 02493 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 02493 sells for 3.2% below asking price (96.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 02493 at $3,008,000 exceeds the 2026 conforming loan limit of $962,550 by $2,045,450. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02493 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 02493
To purchase the median home at $3,008,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $23,196.
Monthly Payment
$23,196
Income Required
$994,129
Principal & Interest
$18,534/mo
Down Payment (5%)
$150,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02493.
Estimated Monthly Payment
$18,766
Jumbo loan required. Loan amount exceeds the $962,550 conforming limit for 02493.
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