01749 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01749 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
26 sales in 2026 (year to date)
Median Sale Price
$665,000
Days to Sell
21
Homes Sold
26
Inventory
25
Sale-to-List
102.0%
New Listings
50
Price/SqFt
$356
Pending Sales
43
Conforming Loan Available
Most homebuyers in 01749 can comfortably use conventional financing. The median home price of $665,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01749 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 01749 (102.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 01749 can comfortably use conventional financing. The median home price of $665,000 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01749 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01749
To purchase the median home at $665,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,245.
Monthly Payment
$5,245
Income Required
$224,787
Principal & Interest
$4,098/mo
Down Payment (5%)
$33,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01749.
Estimated Monthly Payment
$4,266
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