01748 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01748 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
29 sales in 2026 (year to date)
Median Sale Price
$928,000
Days to Sell
20
Homes Sold
29
Inventory
36
Sale-to-List
102.2%
New Listings
79
Price/SqFt
$415
Pending Sales
66
Conforming Loan Available
The median home in 01748 at $928,000 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 01748 are moving quickly at 20 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01748 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 01748 at $928,000 falls within the 2026 conforming loan limit of $962,550, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 01748 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01748
To purchase the median home at $928,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,260.
Monthly Payment
$7,260
Income Required
$311,145
Principal & Interest
$5,718/mo
Down Payment (5%)
$46,400
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01748.
Estimated Monthly Payment
$5,893
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