01469 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01469 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 2 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Middlesex County county page for broader data.
Market Sales Data
2 sales in 2026 (year to date)
Median Sale Price
$158,750
Days to Sell
11
Homes Sold
2
Inventory
N/A
Conforming Loan Available
Most homebuyers in 01469 can comfortably use conventional financing. The median home price of $158,750 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
01469 is an extremely competitive market with homes selling in just 11 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
Most homebuyers in 01469 can comfortably use conventional financing. The median home price of $158,750 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01469 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01469
To purchase the median home at $158,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,366.
Monthly Payment
$1,366
Income Required
$58,556
Principal & Interest
$978/mo
Down Payment (5%)
$7,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01469.
Estimated Monthly Payment
$1,132
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