01463 — Middlesex County, Massachusetts Market Snapshot
Housing market data for zip code 01463 in Middlesex County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$577,500
Days to Sell
21
Homes Sold
24
Inventory
22
Sale-to-List
102.2%
New Listings
40
Price/SqFt
$280
Pending Sales
35
Conforming Loan Available
Most homebuyers in 01463 can comfortably use conventional financing. The median home price of $577,500 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01463 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01463 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 01463 can comfortably use conventional financing. The median home price of $577,500 is well below the 2026 conforming loan limit of $962,550, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01463 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $962,550 | $962,550 |
| 2 Units | $1,232,250 | $1,232,250 |
| 3 Units | $1,489,500 | $1,489,500 |
| 4 Units | $1,851,100 | $1,851,100 |
Affordability Snapshot — Zip 01463
To purchase the median home at $577,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,575.
Monthly Payment
$4,575
Income Required
$196,055
Principal & Interest
$3,558/mo
Down Payment (5%)
$28,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01463.
Estimated Monthly Payment
$3,724
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