01373 — Franklin County, Massachusetts Market Snapshot
Housing market data for zip code 01373 in Franklin County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$506,150
Days to Sell
21
Homes Sold
10
Inventory
4
Sale-to-List
102.1%
New Listings
14
Price/SqFt
$249
Pending Sales
13
Conforming Loan Available
Most homebuyers in 01373 can comfortably use conventional financing. The median home price of $506,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 01373 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 01373 are selling 2.1% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 01373 can comfortably use conventional financing. The median home price of $506,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 01373 are set at the county level.
2026 Loan Limits — Franklin County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 01373
To purchase the median home at $506,150 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,028.
Monthly Payment
$4,028
Income Required
$172,627
Principal & Interest
$3,119/mo
Down Payment (5%)
$25,308
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 01373.
Estimated Monthly Payment
$3,282
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