02861 — Bristol County, Massachusetts Market Snapshot
Housing market data for zip code 02861 in Bristol County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
60 sales in 2026 (year to date)
Median Sale Price
$421,250
Days to Sell
28
Homes Sold
60
Inventory
40
Sale-to-List
101.1%
New Listings
89
Price/SqFt
$246
Pending Sales
80
Conforming Loan Available
Most homebuyers in 02861 can comfortably use conventional financing. The median home price of $421,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 02861 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02861 (101.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 02861 can comfortably use conventional financing. The median home price of $421,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02861 are set at the county level.
2026 Loan Limits — Bristol County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02861
To purchase the median home at $421,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,377.
Monthly Payment
$3,377
Income Required
$144,749
Principal & Interest
$2,596/mo
Down Payment (5%)
$21,063
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02861.
Estimated Monthly Payment
$2,757
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