02740 — Bristol County, Massachusetts Market Snapshot
Housing market data for zip code 02740 in Bristol County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$569,500
Days to Sell
32
Homes Sold
24
Inventory
27
Sale-to-List
100.7%
New Listings
48
Price/SqFt
$221
Pending Sales
42
Conforming Loan Available
Most homebuyers in 02740 can comfortably use conventional financing. The median home price of $569,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
02740's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 02740 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 02740 can comfortably use conventional financing. The median home price of $569,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 02740 are set at the county level.
2026 Loan Limits — Bristol County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $787,750 |
| 2 Units | $1,066,250 | $1,008,450 |
| 3 Units | $1,288,800 | $1,219,000 |
| 4 Units | $1,601,750 | $1,514,950 |
Affordability Snapshot — Zip 02740
To purchase the median home at $569,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,513.
Monthly Payment
$4,513
Income Required
$193,428
Principal & Interest
$3,509/mo
Down Payment (5%)
$28,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02740.
Estimated Monthly Payment
$3,675
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