02660 — Barnstable County, Massachusetts Market Snapshot
Housing market data for zip code 02660 in Barnstable County, Massachusetts. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$857,500
Days to Sell
24
Homes Sold
36
Inventory
32
Sale-to-List
98.4%
New Listings
72
Price/SqFt
$528
Pending Sales
61
Jumbo Loan Likely Needed
The median home in 02660 at $857,500 exceeds the 2026 conforming loan limit of $832,750 by $24,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 02660 are moving quickly at 24 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 02660 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 02660 at $857,500 exceeds the 2026 conforming loan limit of $832,750 by $24,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 02660 are set at the county level.
2026 Loan Limits — Barnstable County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $828,000 |
| 2 Units | $1,066,250 | $1,060,000 |
| 3 Units | $1,288,800 | $1,281,300 |
| 4 Units | $1,601,750 | $1,592,350 |
Affordability Snapshot — Zip 02660
To purchase the median home at $857,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,720.
Monthly Payment
$6,720
Income Required
$287,995
Principal & Interest
$5,284/mo
Down Payment (5%)
$42,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 02660.
Estimated Monthly Payment
$5,457
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